Motor Vehicle Accidents

Car crash on highway. Automobile accident on street. Damage side or door after collision in Toronto, Ontario

It is relatively easy to get a driver’s license in Ontario, Canada and to obey the traffic laws. Unfortunately, many drivers ignore the rules, drive well over the speed limit or what is safe for conditions, and violate basic traffic laws. The causes of car accidents are:

  • Speeding
  • Following too closely in traffic
  • Unsafe lane changes
  • Impaired driving—alcohol and drugs
  • Distracted driving (Phone usage)
  • Fatigue
  • Weather
  • Defective road design
  • Poor road maintenance
  • Defective tire, steering, braking and others

Distracted driving, which usually means the use of a smartphone while driving, has become a very serious a menace as impaired driving.

No-Fault or Accident Benefits

Ontario has a no-fault insurance or Accident Benefits system whereby you can claim compensation from your own auto insurer in an accident regardless of who was at fault. Benefits include medical treatment, costs of rehabilitation, replacement of lost wages, caregiver benefits, and others.